What is Completion certificate

A completion certificate contains all the details about the building, including the location, identification of the land, details about the developer/owner, the height of the building and the quality of materials used. It also states whether the project has been built according to the building plans and in accordance with the rules and regulations set by the local municipal authority, including the distance from the road, distance maintained between neighbouring buildings and so on.

Among the many details provided in a completion certificate are: 
                 • Details of the land
                 • Every detail about the building plan
                 • All details about the builder
                 • Approved height of the building
                 • The location of the project and its distance from other buildings in the nearby area In essence, a completion certificate assures the authorities concerned that a property satisfies all the requirements set by them and adheres to the building plan that was authorised, before the construction began. It also assures home buyers that the property is safe to live in and will have a regular supply of water and electricity.

Provisional Completion Certificate

In cases where a majority of the work at the project is done and offering possession to buyers becomes important, a provisional completion certificate is issued to the developer. However, this certificate is valid only for six months, after which the developer needs to apply for the final certificate, once the construction is complete.

Importance of a completion certificate for home buyers

It is not advisable to take possession of a new property that does not have a final completion certificate. Without a valid certificate, a project or a building is deemed to be illegal and can, therefore, invite penalties or even eviction from the property. In cases where the developer
has not obtained the completion certificate yet, a buyer can approach the local municipal authorities individually, or form a residents’ welfare association (RWA), to ensure that the process is completed before they take possession of their properties. 

This certificate stands as the testimony to the builder’s adherence with the National Building Code of India 2005. Important standards that are assessed before awarding this certificate include Floor Space Index (FSI), basic structural design, land identification of the building,
number of floors, quality of the structure, height of the structure and many others.

This certificate is also necessary for getting basic amenities for the structure such as electricity, water and others. In addition, it is upon receiving a completion certificate only that the water rate is converted to domestic from non-domestic one, in case of residential buildings.

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